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Customization, features Fuel Subscription Optimism
There are needs and there are wants. And in the vast world of consumer products, we often like to taste new things before deciding which items to keep and which not.
Retail subscriptions help consumers discover products they've never tried…
Digital payments help practices focus on patients
As frustrating as the pandemic is for patients, frontline healthcare workers are exhausted, exhausted and quitting in battalions. This is impacting practices, including back office functions that are falling behind receivables.
Removing…
Acting FDIC chief spells out priorities as advocates demand action
Diving brief:
A coalition of 15 consumer groups wrote a letter Friday at the Federal Deposit Insurance Corp. (FDIC), urging the agency to crack down on partnerships between fintechs…
Bank of Hawaii Corporation – Consensus indicates 9.6% upside potential
Bank of Hawaii Corporation found using the ticker (BOH) now have 6 total analysts covering the stock. The consensus rating is “Hold”. The range between the high target price and the low target price is between 101 and 87, with the…
As Challenger Banks grow, lenders should be nervous
There are challenger banks, and now there may be everyone.
Over the past few years, there has been an increase in digital-only businesses with little more than a simple, user-friendly interface in front of a prepaid card.
The target were…
The pros and cons of installment payment apps
couple paying bills online at homeGetty Images If you're one of those who frequently shop online for family needs, it's probably no flash that "buy now, pay later" (BNPL) options are becoming more commonplace at checkout. Names like…
WORLD ACCEPTANCE CORP Management’s Discussion and Analysis of Financial Condition and Results…
Caution Regarding Forward-Looking Information
This report on Form 10-Q, including "Management's Discussion and Analysis of
Financial Condition and Results of Operations," contains various
"forward-looking statements," within the meaning…
More expensive and riskier debt with fewer assets hinders wealth creation for black households
It can be good to have some debt, because debt can actually help build wealth. But it all depends on the type of debt. Other debts can pose a major financial risk to your financial security. Black households are burdened with risky debt,…
Is 600 a good credit score? | Credit card
The average FICO score in the United States in April 2021 is 716, which is in the good credit score range. A FICO score of 600 is below average and falls within the fair credit score range.Although there are credit cards that target fair…
The CFPB wants your opinion on “unwanted fees”
Which do you despise the most? Late fee ? Hotel resort fees? Document preparation costs? Convenience fee? They all fall under the general category of "unwanted fees", which is of growing concern to the Consumer Financial…
Prevent payday lenders from using trusted banks for predatory lending
Three major banks — Wells Fargo, Truist and Bank of Regions – announced in January its intention to launch low-value loan offers to its customers with checking accounts. If their loans give customers time to repay in affordable…
Lower consumer sentiment may help Debit, BNPL
Perception, as they say, is everything.
This is especially true with regard to consumer spending, where individuals can switch between payment choices based on how they perceive a number of external factors. These factors could include…
Western funding enjoys a record in 2021 and looks to continue growing in 2022
LAS VEGAS, January 31, 2022--(BUSINESS WIRE)--Western Funding Inc. (WFI), a subsidiary of Westlake Technology Holdings, announces record growth in portfolio payments, loan portfolio, loans originated and dealership producers for…
Tech company founders launch venture capital fund for Africa
The founders of companies like Klarna and Skype, among others, are deploying a new $200 million venture capital fund to find new unicorns in Africa, according to a report.
According to Klarna co-founder Niklas Adalberth told the Financial…
Western funding enjoys a record in 2021 and looks to continue growing in 2022
LAS VEGAS--(BUSINESS WIRE)--Western Funding Inc. (WFI), a subsidiary of Westlake Technology Holdings, announces record growth in portfolio payments, loan portfolio, loans originated and dealership producers for 2021.…
4 quick and easy online personal loans
LOS ANGELES, Jan. 28, 2022 (GLOBE NEWSWIRE) -- Many borrowers don't have time for the traditional loan process, which can take days or even weeks. They need something quick and easy to cover their expenses immediately. Nowadays, the…
Santander launches Zinia ‘buy now, pay later’ service to take on Klarna
A Santander office block in London.Luke MacGregor | Bloomberg via Getty ImagesSpanish bank Santander is launching its own "buy now, pay later" service in Europe, in a bid to fend off fintech rivals trying to eat its lunch.The lender said…
The BNPL Explosion and Digital Revolving Credit – Merchant Multicanal
There has been a lot of hype in the media about buy-it-now-pay-later (BNPL) solutions in 2021. It's no wonder BNPL has risen to prominence. Fueled by the COVID-19 pandemic, e-commerce transactions as a percentage of total retail sales…
Temenos launches the first AI-driven Buy-Now-Pay-Later banking service on the Temenos Banking Cloud
New Temenos Buy-Now-Pay-Later (BNPL) banking service helps banks and non-banks offer AI-powered variable installment loans to their customers at the point of saleGENEVA, Switzerland, January 20, 2022--(BUSINESS WIRE)--Temenos (SIX: TEMN),…
Temenos launches the first AI-driven Buy-Now-Pay-Later banking service on the Temenos Banking Cloud
Geneva, Switzerland--(BUSINESS WIRE)--Temenos (SIX: TEMN), the banking software company, today announced the launch of its Buy-Now-Pay-Later banking service. This offering will unlock new revenue opportunities for banks and…
How Installment Loans Can Help Cover
LOS ANGELES, Jan. 18, 2022 (GLOBE NEWSWIRE) -- Installment loans can give borrowers quick cash to cover larger expenses, whether they need to fund a home improvement project or cover an unexpected medical bill. . The borrower can then…